Seniors

Progressive dog

(7,499 posts)

9. No, there is no guarantee of a medigap policy

Mon Oct 16, 2023, 03:36 PM

Oct 2023

Companies issuing medigap policies are allowed to profit off seniors0. and somehow that's okay. Somehow, some people think it's also okay to just end Advantage plans and leave all those seniors with no other option than to rely on Medicare alone. Medicare is a Federal program, it doesn't matter where in the USA you live. My Medicare Advantage plan has no premium. $412 in OTC, some vision, some dental, no deductible for primary care, and all my doctors and nearby hospitals are in the plan. I have a yearly cap on my Part A and B cost of $7,500.
I am not low income and bought a FFS advantage plan which included drugs when I started on Medicare. This is the fourth advantage plan I've had since I retired. Either they dropped my area or my doctors. The plan I have now has changed ownership three times, but so far it has kept all the providers that I use.
During open enrollment, each year, you can choose to switch back to original medicare

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It's Now Open Season on Seniors: 'Medicare Disadvantage.' Unsolicited Calls, Aggressive Ads [View all] appalachiablue Oct 2023 OP

Medical care for elders isn't a matter of insurance risk. The_Casual_Observer Oct 2023 #1

K&R! dchill Oct 2023 #2

City and State retirees over 65 should be required to take standard Medicare instead of MA MichMan Oct 2023 #3

If you are a senior, every year at least Progressive dog Oct 2023 #4

+1. Don't believe the 51% of Medicare beneficiaries who choose Advantage Plans are as stupid as some Silent Type Oct 2023 #6

No, there is no guarantee of a medigap policy Progressive dog Oct 2023 #9

The seniors to choose Medicare Advantage plans aren't idiots, but they're wrong. pnwmom Oct 2023 #12

They are getting better care Progressive dog Oct 2023 #18

Medicare Advantage Plans often Deny Needed Care, Federal Report Finds pnwmom Oct 2023 #19

I have never been denied any necessary care. Progressive dog Oct 2023 #23

Your belief is wrong. The report was produced by the Inspector General's office of HHS. pnwmom Oct 2023 #24

I have no problem fixing problems with Progressive dog Oct 2023 #25

You made the broad claim that Medicare Advantage holders are getting better care pnwmom Oct 2023 #27

Fortunately, they all have the choice of leaving the plan Progressive dog Oct 2023 #29

The Insurance Companies' plan to bankrupt Medicare is Medicare Advantage Scottie Mom Oct 2023 #5

Simple, it was passed by Congress and signed by Prez Clinton. At time, it was called Medicare Part C Silent Type Oct 2023 #7

I really resent the use of that word for Private Medical Insurance. EOM Scottie Mom Oct 2023 #8

Yes. blue neen Oct 2023 #10

This: If you choose Medicare Advantage you may not be able to get medigap coverage erronis Oct 2023 #11

Advantage plans are all good Demobrat Oct 2023 #13

Progressive Dog at #18 insists you have access to all the same doctors! There are so many pnwmom Oct 2023 #20

I hope they don't. Demobrat Oct 2023 #26

I just went through updating mine and hubs' plans. slightlv Oct 2023 #14

Bush did Part D, IIRC. Qutzupalotl Oct 2023 #16

I hate that effing donut hole. MurrayDelph Oct 2023 #17

If you want your health care managed by an insurance mnhtnbb Oct 2023 #15

Thanks, mnhtnbb. pnwmom Oct 2023 #21

All supplement plans with the same letter offer the same coverage. Demobrat Oct 2023 #22

Do you have any advice about deciding? nt pnwmom Oct 2023 #28

I did end up working with a broker Demobrat Oct 2023 #31

Thanks! nt pnwmom Oct 2023 #32

G does not pay the Medicare A and B deductible which in 2023 are: airplaneman Oct 2023 #36

So much disinformation on this thread. trof Oct 2023 #30

Yeah, coming from the MA proponents. pnwmom Oct 2023 #33

I'm being treated for prostate cancer and colon cancer. trof Oct 2023 #34

I'm glad it's worked out for you. But that's a roll of the dice I wouldn't advise pnwmom Oct 2023 #35

Me too, but I will add Joinfortmill Oct 2023 #38

I keep on reading posts here on DU talking about the horrors PoindexterOglethorpe Oct 2023 #37

Me too. Had a brain aneurysm fixed. Joinfortmill Oct 2023 #39