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Personal Finance and Investing

Desert grandma

(1,064 posts)

11. Maybe a Credit Union?

Reply to TygrBright (Original post)

Sun Mar 12, 2017, 09:07 PM

Mar 2017

Here in Albuquerque Kirtland FCU services all of their own mortgages, which is UNLIKE almost everyone else. At least you have a local office you can go into and discuss issues with. We refinanced through them and it went quite smoothly except for the appraiser they sent who under appraised the property. Since we were refinancing and not selling that was annoying, but not critical. You might try a credit union. Not all of them handle fixed mortgages, but many do.

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Looking for Mortgage Lender Recommendations [View all] TygrBright Mar 2017 OP

My mortgage payments varied year to year Warpy Mar 2017 #1

Seems strange, but there appear to be no local El Norte banks holding their own mortgages any more. TygrBright Mar 2017 #3

Yes, my wonderful local bank was sold to a Texas outfit. Warpy Mar 2017 #5

If those are your only issues with your lender, count yourself lucky. Doodley Mar 2017 #2

As I say, we kicked Chase to the curb for MANY good and sufficient reasons. n/t TygrBright Mar 2017 #4

Switching to another lender means a new mortgage / refinance with huge new closing costs progree Mar 2017 #6

Yes, you see it. TygrBright Mar 2017 #8

What they did seems quite common, and doesn't seem to tick borrowers off. In fact, Hoyt Mar 2017 #7

Not me. TygrBright Mar 2017 #9

Good luck. Hoyt Mar 2017 #15

We were faced with a lump sum bill of almost $4,000 or an increase of $600 /mo. bunnies Mar 2017 #10

Wow! Talk about unpleasant surprises! TygrBright Mar 2017 #13

Good luck!! bunnies Mar 2017 #14

Maybe a Credit Union? Desert grandma Mar 2017 #11

Good idea, thanks. I do have a credit union membership but it's back in Minnesota. TygrBright Mar 2017 #12

Chase is the holder of my mortgage and I've had no problems with them. PoindexterOglethorpe Mar 2017 #16