Autopay Is Making Us Worse at Managing Credit-Card Bills

[PoindexterOglethorpe]

7. My credit card, a Visa, is one I would never auto pay.

But I do pay off the full amount each month. If it's a (for me) high payment, I might transfer money from my savings account to the checking account to cover it.

I actually go on line and look at my checking account every couple of days to make sure everything is as I want it. I suppose that counts as actively managing my account.

Most of my other bills are on auto pay, or get charged to that Visa card. Back when I paid everything by check, I really hated writing out those checks, tended to put off the chore, and so all too often bills got paid late. Now, nothing is paid late. Much nicer.