so, of course, they will be here.
Second, Whiny Donny, in the beginning of the year, took credit for the major increases and after that remained silent. So of course many will take aim at him.
Especially since some of the reasons were the tariffs, the trade war and, in general, the volatility in the White House.
As wiser people have said: the market does not like uncertainty.
We have been taking RMDs for a couple of years now, which has been less than 4% - just following the tables on the IRS publication.
But, I think, that the rule of 4% withdrawal means that the savings should last 25 years, without major crashes, of course.
Ours kept going up so besides shaking my head, I am taking this in stride.
Glad for the small increase of the Social Security payments because RMDs will be lower, I am quite certain.
Happy New Year to you, and thank you for the steady guide here, even before your "promotion."
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