So my income has been extremely low the last 2 1/2 years. I start a new job in March that has a good salary, but is still way under the allotted cap for the year (I think it's $97,500).
It's very possible once I get my doctorate I could be earning a lot more, which means I can build up money and buy a second place. If I'm going to be penalized for it, I sure as hell don't want to do it (the government here hits you harder on 2nd properties for taxes too). I may be able to find ways around it by giving it to my wife. We can't have joint accounts here anyway. If she stole it she knows what would happen. 
(I'd poke her in the ribs until she screamed, then I'd do it some more)
I've got a couple more years before I have to worry about it, but I hope they get it sorted out before then. I'm not a spring chicken and have to start building up money for retirement. They don't generally let people teach after 60. Thankfully I'll still be able to do it online.
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