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[Raftergirl]

20. We are retired with an income (pension +SS) that puts us in the top 10% without touching any of our investment

accounts. Plenty of disposable income (about 60% of monthly take home after all essential bills are paid, plus lawn care, cleaning person, hair stylist, etc. including my CC, which I use a lot as I get miles) and we shop at Walmart for groceries for all our staples and have for years. I also shop at Marshall’s/Home Goods, etc. At my favorite boutique, where I have been shopping for years, there wasn’t a sweater under $500 or a t-shirt under $300. Even I won’t spend that much, though I could easily afford to. So I bought two sweaters on Quince for a total of $150. And just bought a pair of boots, on sale from Tom’s, for $45. Since September when I spent around $100 for 5 items of apparel, this is all I have spent. H did buy me a pair of jeans for my b’day, but not counting that. Didn’t need them but only thing in store not ridiculously priced and that I liked.

The sweater and boots were the only things I needed for the winter, so I am done shopping now.

I probably spend less money shopping than most people with half our income.